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Financing that fits your budget — apply in minutes, take it home today.

Mission Furniture Homecenter offers furniture financing and lease-to-own at both of our Southern California stores — Riverside and Ontario. Our featured offer is up to 24 months no interest, on approved credit with a qualifying purchase. If you're building or rebuilding credit, we also offer no-credit-needed lease-to-own options. Most applications take just minutes, in store or online.

Our financing partners

We work with Synchrony, Wells Fargo, Snap, Kafene, Acima, Progressive, American First Finance, and Affirm, so there's an option for almost every credit situation:

  • Up to 24 months no interest — OAC with qualifying purchase, for established credit
  • Lease-to-own with little or no money down — including no-credit-needed plans
  • Fast answers — most applications are decided in minutes

Apply online — each partner has its own application, and you're taken straight to that company's application page:
Apply — Synchrony · Apply — Wells Fargo · Apply — Snap · Apply — Kafene · Apply — Acima · Apply — American First Finance

Prefer a person? Ask our sales team in store and we'll walk you through what you qualify for — no pressure either way.

Quick questions

Do I need good credit to finance furniture at Mission?
No. Along with up-to-24-months-no-interest financing for established credit (OAC), we offer no-credit-needed lease-to-own options through partners like Snap, Acima, and Kafene.

How long does an application take?
Most applications take just minutes, online or in store.

Can I take my furniture home the same day?
Yes — once you're approved, you can take it home today or schedule delivery. Local delivery and installation is $99 in our local zones, and we deliver Monday–Saturday to most cities across Southern California.

Which stores offer financing?
Both. Riverside: 7380 Sycamore Canyon Blvd, Riverside, CA 92508 · (951) 656-9299 · Mon–Sat 10–7, Sun 10–6. Ontario: 635 N Euclid Ave, Ontario, CA 91762 · (909) 933-6902 · Mon–Fri 10–8, Sat 10–7, Sun 10–6.